Author Archive
Insurance For Holidays Homes – How to Make Sure it Pays Out
Insurance for holiday homes is often quite difficult to arrange. This because by definition holiday homes carry more risk than ordinary residential properties.
However, even after obtaining insurance for holiday homes, people have often found that when something happens, the insurance won’t pay out. Why is this?
The usual reason is that providers of insurance for holiday […]
Holiday Home Insurance – Why Can it Be Hard to Find?
Holiday home insurance is not the same as the insurance you obtain on the home you actually live in – and it can be a lot harder to get hold of. However, insuring your holiday home is every bit as essential as insuring your own residence.
Why can holiday home insurance be harder to obtain? There […]
Second Home Insurance – How to Keep Your Premiums Down
There are a number of reasons for having a second home. You may want it as a holiday home, a weekend retreat, or accommodation for a student son or daughter. Whatever the purpose, second home insurance is essential.
When you are looking for your second home insurance, you will find that insurance companies regard your second […]
The Benefits of Mortgage Payment Insurance
If you are a homeowner with a mortgage to pay, then if you haven’t got it already, mortgage payment insurance is certainly something you may wish to consider. You may just think that it is another added and unnecessary expense to add to your list of household commitments, but it can, in times of financial […]
Why Consider Mortgage Unemployment Insurance?
With 2008 becoming the year of the ‘credit crunch’ and literally hundreds of thousands of people in the UK subsequently losing their jobs to redundancy, mortgage unemployment insurance is something that anyone who has a mortgage must have least considered.
And even in times when the economy is stable, redundancy is still a very real […]
Mortgage Repayment Insurance For Homeowners
Anyone who has a mortgage will no doubt have worried how they would manage financially in the event that they lost their income due to involuntary redundancy or incapacity (ie accident or sickness). It is a frightening thought that with just a few missed payments you could face going Court and even having your home […]
Why Mortgage Protection Insurance?
You may ask why you need mortgage protection insurance, believing that it is just another expense when your money is stretched already. However, have you considered what would happen if you were to suddenly lose your income due to involuntary redundancy or incapacity such as from having an accident or falling sick? How would you […]
Protecting Your Home With Mortgage Payment Protection Insurance
Mortgage payment protection insurance (or MPPI) is an insurance product that can help you keep up with your monthly mortgage repayments in the event that you lose your income due to involuntary redundancy; recovery from an accident; or prolonged illness. This means that at an already stressful time, you will not have to worry how […]
What is Mortgage Payment Protection Insurance? (MPPI)
Mortgage Payment Protection Insurance or MPPI for short is a product designed to pay your monthly mortgage repayment, if you are unable to do so. It is an insurance product designed to keep the roof over your head, during a period when your earned income ceases, due to accident, sickness or redundancy.
An illness or redundancy […]
What Are the Benefits of Holiday Let Insurance?
There are several major benefits to be had by using holiday let insurance to protect your holiday home property. If we consider that your private vacation property is likely to be one of the most expensive assets you will ever purchase, it makes perfectly good sense to ensure that it is protected at all times, […]