Author Archive
3 Ways to Stay Out of Debt
Making a Spread Sheet of Your Debts and Creditors
Start with making a list of your creditors and the balances you owe list account numbers and mailing addresses. Arrange this with list balances first and then proceed as such till you have every creditor list. Then put these in your bill pay account that is linked […]
4 Ways to a Prepaid Credit Card
If you’re in the market to find a new prepaid credit card, I’m going to tell you right now that there are a lot of them out there. Sure, it can get rather overwhelming just by looking at all of them, but let me show you how you can find the perfect card for your […]
There’s no Magic in Debt
A lot of us have bad debt in this country, and in fact, if you’re saving money, you’re not normal! Do you want to know why that this is? If you look at statistics, and look closely, you will find out that over 60% of America lives paycheck to paycheck, and I don’t know how […]
Steps to Building Your Credit Again
If you’re out there looking to fix your credit, whether it’s because you spent too much in the past, or maybe you declared bankruptcy. I wanted to show you the path that you can take today in order to get your finances back in control, and how you can rebuild your credit again.
The process is […]
5 Steps to Saving 50%+ With Coupons
We all love to save money, and if you’re like me, and you want to use coupons all the time, and any time, I wanted to give you some great pointers on how you can save money no matter where you shop. Hopefully by the time you read this guide, you will have a better […]
Your Way to Rebates Everyday
The next time you go to the store, and use your credit card, you may want to think about getting rebates when swiping your card. Whenever I head into a store, what I find what a lot of people do is simply swipe their card that has no rewards on it at all. You pay […]
Help Me Get Out of Debt
Getting into debt is easy. Too easy. Getting out of debt, now that’s a totally different story. Becoming debt free takes a lot of thought, sacrifices, smart choices and money. Fortunately, helpful tips and advice on this subject is plentiful and easy to find. There are dozens of books, websites, articles and even television shows […]
How to Handle Your Debts
List Your Debts
Not all debt is created equal. Some debts you might include on your list:
1. Overdrawn fees at the bank
2. Money owed to friends or relatives
3. Layaway bills at a local store
4. Credit card debt
5. Home mortgage debt
Look at How the Debt Works
If you write a check on a bank account and there is […]
Saving at a Retail Shop
Common Deals
With the holiday season on us, and really during any part of the year, there are a few things you should know about retail. The most important thing is that there are sales. You may have or have not noticed that there will be many a discount during the season. The stores, ranging from […]
Best Cash Back Card on the Market
American Express Blue Cash Card is number one
I have had many different credit cards over the years that have offered various incentives, points programs, rebates, and cash back schemes. The number one credit card that I have found is the American Express Blue Cash Card.
An Unexpected Source
Most of the time I have avoided American Express […]